Dynamic Properties Map

In This Topic

The following sections describe the available dynamic properties that users can add to the dynamicPropertiesMap field.

Customers can create dynamic properties and set basic rules for them in the Lender Price UI. Those properties will be passed to the MultiCriteriaSearchModel.dynamicPropertiesMap field like so:

"dynamicPropertiesMap": {

"Citizenship": {

"fieldId": "Citizenship",

"value": "US Citizen",

"oValue": null,

"init": false },

}

The list below is an example of dynamic fields created and available. For the latest list, the client can utilize the following API:

URL: {{protocol}}{{domain}}/rest/getDynamicFields/{{companyId}}/{{userId}}

Method: GET

Header: 'companyId: {{companyId}}'

Header: 'secret: {{token}}'

Example Dynamic Properties Map defaulted (insert at root of search request)

	Copy Code
"dynamicPropertiesMap": { "GLOBAL_GIFTFUNDPERCENT": { "fieldId": "GLOBAL_GIFTFUNDPERCENT", "value": "0" }, "Citizenship": { "fieldId": "Citizenship", "value": "US Citizen" }, "IncomeDocType": { "fieldId": "IncomeDocType", "value": "Full Doc - 24M" }, "MORT30LATESLAST12M": { "fieldId": "MORT30LATESLAST12M", "value": "0" }, "MORT60LATESLAST12M": { "fieldId": "MORT60LATESLAST12M", "value": "0" }, "MORT90LATESLAST12M": { "fieldId": "MORT90LATESLAST12M", "value": "0" }, "MORT120LATESLAST12M": { "fieldId": "MORT120LATESLAST12M", "value": "0" }, "Global_DEEDINLIEU": { "fieldId": "Global_DEEDINLIEU", "value": "DIL_Null" }, "GLOBAL_Forbearances": { "fieldId": "GLOBAL_Forbearances", "value": "ForbearNone" }, "GLOBAL_RESERVES": { "fieldId": "GLOBAL_RESERVES", "value": "Reserves_12" }, "GLOBAL_BorrowerType": { "fieldId": "GLOBAL_BorrowerType", "value": "Individual" }, "GLOBAL_DELAYEDFINANCING": { "fieldId": "GLOBAL_DELAYEDFINANCING" }, "GLOBAL_NoMortgageHistory": { "fieldId": "GLOBAL_NoMortgageHistory" }, "Lateinlast12months": { "fieldId": "Lateinlast12months" }, "Lateinlast24months": { "fieldId": "Lateinlast24months" }, "FirstTimeInvestor": { "fieldId": "FirstTimeInvestor" }, "GLOBAL_MixedUse": { "fieldId": "GLOBAL_MixedUse", "value": "true" }, "PrepayTerm": { "fieldId": "PrepayTerm", "value": "12 Months" }, "PrePayment_Plan_Type": { "fieldId": "PrePayment_Plan_Type" } }

Copy Code

   "dynamicPropertiesMap": {
        "GLOBAL_GIFTFUNDPERCENT": {
            "fieldId": "GLOBAL_GIFTFUNDPERCENT",
            "value": "0"
        },
        "Citizenship": {
            "fieldId": "Citizenship",
            "value": "US Citizen"
        },
        "IncomeDocType": {
            "fieldId": "IncomeDocType",
            "value": "Full Doc - 24M"
        },
        "MORT30LATESLAST12M": {
            "fieldId": "MORT30LATESLAST12M",
            "value": "0"
        },
        "MORT60LATESLAST12M": {
            "fieldId": "MORT60LATESLAST12M",
            "value": "0"
        },
        "MORT90LATESLAST12M": {
            "fieldId": "MORT90LATESLAST12M",
            "value": "0"
        },
        "MORT120LATESLAST12M": {
            "fieldId": "MORT120LATESLAST12M",
            "value": "0"
        },
        "Global_DEEDINLIEU": {
            "fieldId": "Global_DEEDINLIEU",
            "value": "DIL_Null"
        },
        "GLOBAL_Forbearances": {
            "fieldId": "GLOBAL_Forbearances",
            "value": "ForbearNone"
        },
        "GLOBAL_RESERVES": {
            "fieldId": "GLOBAL_RESERVES",
            "value": "Reserves_12"
        },
        "GLOBAL_BorrowerType": {
            "fieldId": "GLOBAL_BorrowerType",
            "value": "Individual"
        },
        "GLOBAL_DELAYEDFINANCING": {
            "fieldId": "GLOBAL_DELAYEDFINANCING"
        },
        "GLOBAL_NoMortgageHistory": {
            "fieldId": "GLOBAL_NoMortgageHistory"
        },
        "Lateinlast12months": {
            "fieldId": "Lateinlast12months"
        },
        "Lateinlast24months": {
            "fieldId": "Lateinlast24months"
        },
        "FirstTimeInvestor": {
            "fieldId": "FirstTimeInvestor"
        },
        "GLOBAL_MixedUse": {
            "fieldId": "GLOBAL_MixedUse",
            "value": "true"
        },
        "PrepayTerm": {
            "fieldId": "PrepayTerm",
            "value": "12 Months"
        },
        "PrePayment_Plan_Type": {
            "fieldId": "PrePayment_Plan_Type"
        }
    }

Global Fields

Field Name	Field Type or Enums Used	Field ID	Usage	Path	Default Value
Unit	Number	PROPERTYUNIT	NON-QM	search.property.numberOfUnit
Fico	Number	FICO	NON-QM	search.criteria.fico
Property Valuation Type	ACE PIW Full Appraisal HVE FMP Inspection Streamline 1004P	VALUATIONTYPE	NON-QM	search.criteria.propertyValuationType
Exceed FHA Limit	SingleLimit	FHALIMITEXCEED	rateGrid.fhaMortgageLimitToMatch	search.criteria.loanAmount
Mortgage 30 lates last 12 Months	NumberRange	MORT30LATESLAST12M	NON-QM
Mortgage 30 lates last 24 Months	NumberRange	MORT30LATESLAST24M	NON-QM
Mortgage 60 lates last 12 Months	NumberRange	MORT60LATESLAST12M	NON-QM
Mortgage 60 lates last 24 Months	NumberRange	MORT60LATESLAST24M	NON-QM
Mortgage 90 lates last 12 Months	NumberRange	MORT90LATESLAST12M	NON-QM
Mortgage 90 lates last 24 Months	NumberRange	MORT90LATESLAST24M	NON-QM
Bankruptcy last 12 Months	NumberRange	BANKRUPTCYLAST12M	NON-QM
Chap.7 Bankruptcy last 12 Months	NumberRange	CH7BANKRUPTCYLAST12M	NON-QM
Chap.13 Bankruptcy last 12 Months	NumberRange	CH13BANKRUPTCYLAST12M	NON-QM
Chap.13 Bankruptcy last 24 Months	NumberRange	CH13BANKRUPTCYLAST24M	NON-QM
Has Open CH12 Bankruptcy	Boolean	OPENCH12BANKRUPCY	NON-QM
Foreclosure last 60 Months	NumberRange	FORECLOSURELAST60M	NON-QM
Deed in Lieu last 12 Months	NumberRange	FORECLOSURELAST60M	NON-QM
Deed in Lieu last 24 Months	NumberRange	DEEDINLIEULAST24M	NON-QM
DSCR Ratio	>= 1.25 1.00-1.24x 0.75-0.99x < 0.75x	DSCRRATIO	NON-QM
DTI	> 50 43-50 ≤ 43	DTI	NON-QM
Citizenship	Non-Perm Resident Perm Resident US Citizen Foreign National	Citizenship	NON-QM
Income Doc Type	Bank Statements - 24M Full Doc - 24M DSCR 1099 - 12M Full Doc - 12M Asset Utilization 1099 - 24M Bank Statements - 12M	IncomeDocType	NON-QM
Bankruptcy Seasoning	Bank Statements - 24M Full Doc - 24M DSCR 1099 - 12M Full Doc - 12M Asset Utilization 1099 - 24M Bank Statements - 12M	BankruptcySeasoning	NON-QM
Bankruptcy Chapter	Chapter 13 Chapter 11 Chapter 7	BankruptcyChapter	NON-QM
Housing History	0X30x24 1X30X12 0X60X12 0X30x12 0x90x12 0x120x12	HousingHistory	NON-QM
FC/SS/DIL Seasoning	7+ Years / Never 4-7 Years 2-4 Years < 2 Years	FC/SS/DIL Seasoning	NON-QM
Prepay Term	36 Months 24 Months 12 Months None	PrepayTerm	NON-QM
Tradelines	3 for 12+ Months 2 for 24+ Months Limited	Tradelines	NON-QM
Interest Only	Boolean	InterestOnly	NON-QM
Escrow Waiver	Boolean	EscrowWaiver	NON-QM
First Time Home Buyer	Boolean	FirstTimeHomeBuyer	NON-QM
FHA Case Assignment Date	Date	FHACASEASSIGNDATE	FSB
FHA Endorsement Date	Date	FHAENDORSEMENTDATE	FSB
Affordable Housing Type	None HFAPreferred HFAPreferredRiskSharing HomeReady HomePossible		FSB		None
Application Taken Date	Date	Global_APPLICATIONTAKENDATE	FSB	search.criteria.applicationTakenDate	Blank
Execution Type	Best Efforts Mandatory	Global_EXECUTIONTYPE	FSB	search.brokerCriteria.executionType
Doc Type	Full Doc 24 Mo. Personal Bank Statements 12 Mo. Personal Bank Statements 24 Mo. Business Bank Statements 12 Mo. Business Bank Statements Other Bank Statements 24 Mo. CPA Prepared P&L 12 Mo. CPA Prepared P&L 24 Mo. Tax-Prepared P&L 12 Mo. Tax-Prepared P&L 1 Yr. Tax Returns VOE Asset Utilization Debt Service Coverage (DSCR) No Ratio	Global_DOCTYPE	FSB	search.criteria.docType	Full Docs
Renovation Loan	Boolean	Global_RENOVATIONLOAN	FSB
Cashout Amount	$	Global_CASHOUTAMOUNT	FSB	search.criteria.cashoutAmount	Blank
Interest Only	Boolean	Global_INTERESTONLY	FSB	search.criteria.interestOnly
First Time Home Buyer	Boolean	Global_FIRSTTIMEHOMEBUYER	FSB	search.criteria.firstTimeHomeBuyer
Self Employed	Boolean	Global_SELFEMPLOYED	FSB	search.criteria.selfEmployed
BuyDown	3/2/1 2/1 1/1 1/0	Global_BUYDOWN	FSB	search.criteria.buyDown
Closed End	Boolean	Global_CLOSEDEND	FSB	search.criteria.closedEnd
Balloon?	Boolean	Global_BALLOON	FSB	search.criteria.balloon
Rural	Boolean	Global_RURAL	FSB	search.criteria.rural
Non-Occ CoBorrower	Boolean	Global_NONOCCCOBWR	FSB	search.criteria.nonOccCoBorrower
Prior Sale Date	Date	Global_PRIORSALEDATE	FSB	search.criteria.priorSalesDate
Construction Draw	$	Global_CONSTRUCTIONDRAW	FSB	search.criteria.constructionDrawAmount
Renovation Cost	$	Global_RENOVATIONCOST	FSB	search.criteria.renovationCost
Borrower Count	Number	Global_NUMBEROFBWRS	FSB	search.criteria.numberOfBorrower	1
Manufactured Initiative	MH Advantage CHOICEHome	Global_MHINITIATIVE	FSB
AUS Response	None DU_Approve_Eligible DU_Approve_Ineligible DU_OutOfScope DU_ReferWith_Caution DU_ReferWith_Caution_IV DU_Refer_Eligible DU_Refer_Ineligible LP_Accept_Eligible LP_Accept_Ineligible LP_Caution_AMinusEligible LP_Caution_Eligible LP_Caution_Ineligible	Global_AUSRESPONSE	FSB
Citizenship	US Citizen / Permanent Resident Non-Permanent Resident Alien Non-Resident Alien Foreign National	Global_CITIZENSHIP	FSB
Closing Date	Date field	Global_CLOSINGDATE	FSB
Community Second	Boolean	Global_COMMUNITYSECOND	FSB
Relocation Loan	Boolean	Global_RELOCATIONLOAN	FSB
VA Eligible	Boolean	Global_VAELIGIBLE	FSB
PrePayment Penalty	Boolean	Global_PREPAYMENTPENALTY	FSB
New Construction	Boolean	Global_NEWCONSTRUCTION	FSB
Texas 50(a)(6)	Boolean	Global_TX50A6	FSB
FHA Prog Type	None FHA 203(k) FHA 203(h)	Global_FHAPROGTYPE	FSB
Foreclosures	None >=2 Years >=3 Years >=4 Years >=5 Years >=7 Years Settled	Global_FORECLOSURES	FSB
Deed in Lieu	None >=2 Years >=3 Years >=4 Years >=5 Years Settled	Global_DEEDINLIEU	FSB
Short Sales	None >=2 Years >=3 Years >=4 Years >=5 Years Settled	Global_SHORTSALES	FSB
Bankruptcies	None BK > 4 Years CH 7 Discharge >=2 Yrs CH 7 Discharge >=3 Yrs CH 7 Discharge >=4 Yrs CH 7 Discharge >=5 Yrs CH 7 Discharge Settled CH 11 BK >=2 Yrs CH 11 BK >=3 Yrs CH 11 BK >=5 Yrs CH 11 Personal BK >=4 Yrs CH 13 BK >=2 Yrs CH 13 BK >=3 Yrs CH 13 BK >=4 Yrs CH 13 BK >=5 Yrs CH 13 BK Settled CH 13 Discharge >=2 Yrs CH 13 Dismissal >=4 Yrs	Global_BANKRUPTCIES	FSB
# of Financed Properties	Number	Global_FINANCED PROPERTIES	FSB
Target Investor	FNMA FHLMC FNMA and FHLMC Ginnie Mae AIG Flagstar JPMorgan Chase Bank The Money Source Mr Cooper Pentagon Federal CU Redwood TIAA Truist US Bank Wells Fargo Arizona Industrial Development Authority California Housing Finance Agency Golden State Finance Authority Connecticut Housing Finance Authority Colorado Housing and Finance Authority Idaho Housing and Finance Association Illinois Housing Development Authority Indiana Housing and Community Development Authority Massachusetts Housing Finance Agency Michigan State Housing Development Authority Nevada Housing Division Nevada Rural Housing Authority Ohio Housing Finance Agency Rhode Island Housing and Mortgage Finance Corporation Wisconsin Housing and Economic Development Authority Washington State Housing Finance Commission	Global_TargetInvestor	FSB
FHA Purpose Type	FHA to FHA Non-FHA to FHA Streamlined Refinance without Appraisal Streamlined Refinance with Appraisal	Global_FHAPurposeType	FSB
Mortgage Insurance Payment Type	Monthly Annually Single	Global-MortgageInsurancePaymentType	FSB	search.miCriteria.paymentType
Terms	range	GLOBAL_TERMS	FSB	search.criteria.loanYear
Term (In Months)	Boolean	GLOBAL_TERMINMONTHS	FSB	search.termsInMonths
Channel	ForWholeSale ForCorresponding ForBroker AsRetail All	GLOBAL_CHANNEL	FSB	search.brokerCriteria.rateTypes
Channel SubType	All NonDelegated Delegated	GLOBAL_CHANNELSUBTYPE	FSB	search.brokerCriteria.subRateTypes
LPMI Eligible	TRUE FALSE	GLOBAL_LPMIELIGIBLE	FSB
Gift Fund %	percent field	GLOBAL_GIFTFUNDPERCENT	Athas
Property is listed	Boolean	GLOBAL_PROPERTYLISTED	Athas
Covid Forbearance	Boolean	GLOBAL_COVIDFORBEARANCE	Athas
Prepay Level	Level 1 Level 2	GLOBAL_PREPAYLEVEL	Athas
Reserves	12 Month LCRs 6 Month LCRs 3 Month LCRs No LCRs	GLOBAL_RESERVES	Athas

Global Fields Added to Rate Grid Settings

Field Name	Field Type or Enums Used	Field ID	Usage	Path	Default Value
ARM Qualifying Rate	Calculated		FSB	On rate grid
ARM Floor Rate	%		FSB	On rate grid
Interest Only Months	Term (months)		FSB	On rate grid
Investor	Enum (based on id) and dynamic		FSB	On rate grid
Due	Term (months)		FSB	On rate grid	equal to term but editable
Rounding Factor	.125 .250 .500		FSB	On rate grid
Amortizing Term	Term (months)		FSB	On rate grid	Freeform

Company Level Fields

Field Name	Field Type or Official Enums Used	Field ID	Usage
PremierBuilder	boolean	COMPANY_PremierBuilder	AFR
Adjustment Subtypes	Sales Secondary marketing adjustor None TPO Perf Rating Channel adjustor Corporate adjustor	ADJ_SUBTYPES	FSB
Display Flag	Yes No	COMPANY_DisplayFlag	FSB
Channel Subtype	All NonDelegated Delegated Bulk Delegated Flow Distributed Retail Encompass Distributed Retail Loantrac Consumer Direct Retail	COMPANY_CHANNELSUBTYPE	FSB
Bulk Delivery	boolean (allows NULL) - default NULL and True=Bulk	COMPANY_BULKDELIVERY	FSB
No VOR / VOM	boolean (Null Available)	COMPANY_NOVORVOM	ATHAS
Gift of Equity	boolean (Null Available)	COMPANY_GIFTOFEQUITY	ATHAS
DSCR Ratio	No DSCR DSCR >1.00 DSCR =<1.00	COMPANY_DSCRRATIO	ATHAS
Open BK	boolean (Null Available)	COMPANY_OPENBK	ATHAS
Not Current	boolean (Null Available)	COMPANY_NOTCURRENT	ATHAS
Lease Option Buyout	boolean (Null Available)	COMPANY_LEASEOPTIONBUYOUT	ATHAS
51% Owner Occupied	boolean (Null Available)	COMPANY_51PERCENTOWNEROCC	ATHAS
Credit Grade	A++ A+ A A- B B- C D	COMPANY_CREDITGRADE	ATHAS
Bankruptcies	< 4 years < 3 years < 2 years < 1 year	COMPANY_BANKRUPTCIES	ATHAS
Major Mortgage Event (FC/SS/DIL)	< 4 years < 3 years < 2 years < 1 year Currently In	COMPANY_MAJOR MORTGAGEEVENT	ATHAS
SFR Used as Care Facility	boolean	COMPANY_SFRUSEDASCAREFACILITY	ATHAS
Major Event Settled	boolean	COMPANY_MAJOREVENTSETTLED	ATHAS
Lending Type	Consumer Purpose Business Purpose	COMPANY_LENDINGTYPE	ATHAS
Property Type	SFR/PUD Condo 2-4 Unit Townhome NonWarrantable Condo Condotel	COMPANY_PROPTYPE	ATHAS
Property Attributes	None Rural Commercial Mixed Use Commercial MultiFamily	COMPANY_PROPERTYATTRIBUTES	ATHAS
Prepayment Penalty	No Prepay 1 Yr Prepay 2 Yr Prepay 3 Yr Prepay 4 Yr Prepay 5 Yr Prepay	COMPANY_PREPAYPENALTY	ATHAS
Borrower Type	Individual Multiple Individuals Trust LLC S-Corp C-Corp	COMPANY_BORROWERTYPE	ATHAS
Borrower Attributes	None Non-Occupant Co Borrower First Time Home Buyer	COMPANY_BORROWERATTRIBUTES	ATHAS
ITIN with Visa	Boolean	COMPANY_ITIN	ATHAS
ACH	Boolean	COMPANY_ACH	ATHAS
Income Doc Type	Full Document Alt - 12 mo bank stmts Lite - 6 mo bank stmts NINA - No Income, No Assets NISA - No Income, Stated Assets No Doc (NINANE) - No Income, No Assets, No Employ No Ratio (NIVA) - No Income, Verified Assets NIV (SISA) - Stated Income, Stated Assets NIV (SIVA) - Stated Income, Verified Assets VISA - Verified Income, Stated Assets No Doc Verif Assets - No Inc, Verified Assets No Employ VINA - Verified Income, No Assets Alt Doc – 24 Alt Doc – 12 Alt Doc – VOE Alt Doc – P&L Alt Doc – K-1 Alt Doc – 1099 Alt Doc – AD-5 year Re-Entry to Workforce Contract w/in 60 days 12 month Full doc 12 month 1099 12 Month K-1	COMPANY_INCOMEDOCTYPE	ATHAS
Channel	Refinance New Construction Company Generated Discount Tier 1 Employee Loan Family Loan	COMPANY_CXSD_CHANNEL	Veritas